Why should you buy things on EMIs?

It is recommended to purchase products on EMI if you cannot afford to purchase them at one go. EMI allows paying on a monthly basis. Instead of paying the total sum at one go, you can break the same into smaller amounts and pay it monthly.  Using the Easy EMI service options, customers can purchase a wide range of products and services and payback in easy monthly installments. It is a good option to purchase any product because it increases your affordability and does not hamper your monthly budget. 

There are various products that are usually purchased in EMI, smartphones, home decor, and appliances including televisions, air conditioners, washing machines, dishwashers, refrigerators, and others. Consumer durable, digital products, lifestyle products, clothes & accessories, and more can be purchased on easy EMIs. Applying for EMIs is a hassle-free process and a minimum amount of documents is required. There are some processes which should be taken while buying the product on EMIs and they are mentioned below. 

Procedure to be followed to buy a product on EMIs in Nepal

1. Applicants should log in to Choicemandu.com and choose the products and services they want to buy under EMI.

2. The applicant can choose only one product and/or service at one time for easy EMI.

3. Applicants should fill-up Choicemandu Installment Scheme application form available on the product/service page and submit it to the respective partnering Bank.

4. Upon approval, the Bank shall inform the applicant and provide a Delivery Order of the desired products/services.

5. Applicants should receive Delivery Order from the Bank and send the copy of delivery order to choicemandu.

6. Choicemandu will provide Delivery Order along with product receipt confirmation of the respective customer at the Bank and the payment shall proceed to the Choicemandu account by the respective bank.

7. The Bank will book the EMI amount to the applicant's credit card account on a monthly basis immediately after the delivery of products to the respective customers.

   
   

Choicemandu has introduced EMIs especially for this type of customer who can’t spend huge amounts on a single product in one go. This move by choicemandu enables such customers to shop without worrying about making a dent in their wallet and spending it all over one single product. The EMIs option comes as a boon to many who can’t afford to spend big bucks on a single product. With easy EMIs options and your preferred choice of high-quality products of even high-end brands are now affordable for many. 

Benefits of buying in EMI

If you have enough cash in hand to pay for the product in one go, then you might want to pay for it in cash instead of buying it in EMI. But in case, if you haven’t enough balance and the cost of the product is high to pay then buying on EMI is the best option. There is no interest expense that will be charged to you. But, there will be a certain service charge. 

Some benefits of EMI that will help you to buy expensive things without any hassle. Some are listed below: 

• EMIs allow you to buy expensive items right off the shelf, even though you might not have the enough balance to pay for it at the moment. 

• Be it expensive home appliances, electronic devices ,smartphones, home decor,  EMIs can help you buy anything and everything. 

3 smart reasons to use the Choicemandu EMI Card

• Secure and Affordable Shopping

• Easy and hassle-free repayment terms

• Easy EMIs with easy documentation

About Choicemandu

Choicemandu is Nepal’'s-most client-driven internet shopping where you can constantly discover anything you should purchase on the web. Choicemandu offers everything you can possibly imagine, from trending electronics like desktops, laptops, phones to health and fitness like gym equipment, protein supplements; from home interiors to appliances that make your life super easy; from customized products to cosmetics like make-up, perfume, skincare; and many more, we got them all covered. Now, you can easily buy your favorite product with no cost EMI.