Is it okay to buy products on EMIs in Nepal?

It is recommended to purchase products on EMI if you cannot afford to purchase them at one go. EMI allows paying on a monthly basis. Instead of paying the total sum at one go, you can break the same into smaller amounts and pay it monthly.  Using the Easy EMI service options, customers can purchase a wide range of products and services and pay them back in easy monthly installments. It is a good option to purchase any product because it increases your affordability and does not hamper your monthly budget.

There are various products that are usually purchased in EMI, smartphones, home decor, and appliances including televisions, air conditioners, washing machines, dishwashers, refrigerators, and others. Consumer durables, digital products, lifestyle products, clothes & accessories, and more can be purchased on easy EMIs. applying for EMIs is a hassle-free process and a minimum amount of documentation is required. There are some processes that should be taken while buying the product on EMIs and they are mentioned below

Procedure to be followed to buy a product on EMIs in Nepal

1. Applicants should log in to choicemandu.com and choose the products and services they want to buy under EMI.

2. The applicant can choose only one product and/or service at one time for easy EMI.

3. Applicant should Fill-up Choicemandu Installment Scheme application form available at the product/service page and submit it to the respective partnering Bank.

4. Upon approval, the Bank shall inform the applicant and provide the Delivery Order of the desired products/services.

5. The applicant should receive a Delivery Order from the Bank and send a copy of the delivery order to Choicemandu.

6. Choicemandu will provide Delivery Order along with product receipt confirmation of the respective customer at the Bank and the payment shall proceed to Choicemandu account by the respective bank.

7. The Bank will book the EMI amount to the applicant's credit card account on a monthly basis immediately after the delivery of products to the respective customers.

If these steps are taken everyone from every corner of Nepal can buy their product on easy EMIs from Choicemandu. Choicemandu has introduced EMIs especially for this type of customer who can’t spend huge amounts on a single product in one go. This move by Choicemandu enables such customers to shop without worrying about making a dent in their wallets and spending it all over one single product. The EMIs option comes as a boon to many who can’t afford to spend big bucks on a single product. With easy EMIs options and your preferred choice of high-quality products of even high-end brands are now affordable for many.

                                               “Thanks to Choicemandu”